Skip to main content
Payment network live · 7 banks · sub-second auth

The payment infrastructure powering Syria's digital economy — built to global standards, rooted in local trust.

One platform for online payments, digital wallets, QR codes, and banking APIs. Licensed by the Central Bank of Syria. Trusted by 7 banks and thousands of merchants.

Open merchant account For banks

Built in Syria. Built for the world.

99.99%
Network uptime
412ms
Median auth
7
Banks connected
merchant.ecash-pay.com
LIVE
Volume today
SYP 3.71B
+18.4%
Transactions
4,829
+6.1%
Auth rate
99.7%
+0.3%
Revenue — last 24hSYP
Bank of Jordan · Visa ••4491
authorizedSYP 16,120,000
QNB · Mastercard ••7712
capturedSYP 1,124,500
Shahba Bank · QR pay
settledSYP 184,600

Trusted by Syria's leading banks

7 commercial banks · 1 unified network

Why merchants choose ecash

The obvious choice for Syrian businesses.

Stop stitching together cash, foreign gateways, and one-off bank integrations. ecash unifies every payment method on one local, licensed platform.

Cash

Cash handling
  • Theft & reconciliation risk
  • Manual counting & deposit trips
  • No real-time reporting
ecash
  • No cash-handling risk
  • Instant digital reconciliation
  • Real-time dashboard

International gateways

International gateways
  • No native SYP support
  • Offshore support teams
  • Hidden FX & conversion fees
ecash
  • Local SYP settlement
  • Arabic-speaking local support
  • No currency conversion fees

Bank direct integration

Bank direct integration
  • One integration per bank
  • Fragmented dashboards
  • Weeks of go-live
ecash
  • One API for all banks
  • Unified merchant dashboard
  • Faster go-live
Faster checkout Trusted by 7 banks Pay by account Pay by card Pay by mobile
Data sovereignty

Hosted, secured, and operated in Syria.

Primary data centre and disaster-recovery infrastructure inside Syria. Customer transaction data does not leave the country.

Customer data is processed within Syria in compliance with Central Bank Resolution No. 844. Disaster recovery infrastructure is geographically distributed within national borders.

The ecash ecosystem

One journey. One platform.
Zero handoffs.

From the moment your customer taps pay to the moment funds land in your account — every step runs on the same infrastructure.

01Customer
In-store · online · in-app
02Merchant
Website · app · POS
03ecash Checkout
Hosted · Link · QR
04ecash Gateway
Routing · tokenization
05Connected Bank
IAPI · direct rails
06Authentication
OTP · risk
07Confirmation
Reversal · reconciliation
08Merchant Dashboard
Live operations
412ms
Avg end-to-end
99.99%
Network uptime
7 steps
One API call
0
Third-party handoffs
For financial institutions

Are you a bank?

Connect your core banking system to the ecash Payment Network — card, account, and mobile-identifier payments over a secure institutional integration.

Connect your bank
For merchants & developers

Are you a merchant?

Integrate ecash Checkout, Payment Links, and QR Payments to start accepting payments on your website, app, or platform.

Start integrating
Trust · Security · Compliance

Built to the standard
central banks demand.

Regulated, certified, and continuously audited. The controls behind every payment on the ecash network.

In transit

TLS 1.3 encryption

Every API call, dashboard session and webhook is protected end-to-end with modern cipher suites.

Licensed & Regulated by the Central Bank of Syria

Regulatory framework we operate under

ecash operates under Central Bank of Syria oversight and the national legal framework governing banking, data, and electronic commerce.

  • Banking Secrecy Law
  • Anti-Money Laundering Law
  • Electronic Transactions Law
  • Electronic Signature Law
  • Network Services Law
  • Electronic Crime Law
Products

The complete stack.
Each surface, engineered.

01Merchant Dashboard

A control room for every transaction.

Live volume, reconciliation, dispute management, chargeback tooling, refunds — the operating system your finance team already wishes it had.

  • Live operations
  • Multi-user roles
  • Native exports
  • Bank-level audit trail
Explore
merchant.ecash-pay.com/overview
LIVELast 30 days
Overview
Payments
Payouts
Customers
Disputes
Settings
Gross volume
SYP 16.12B
+22.1%
Net revenue
SYP 15.34B
+21.4%
Auth rate
99.7%
+0.3%
Disputes
0.03%
-0.01%
Volume vs previous periodSYP
Volume by bank
Bank of Jordan92%
QNB74%
Shahba Bank61%
Bank Audi44%
Fransabank33%
Recent activity
Bank of Jordan · Visa ••4491
authorizedSYP 16,120,000
QNB · Mastercard ••7712
capturedSYP 1,124,500
Shahba Bank · QR pay
settledSYP 184,600
Bank Audi · Wallet transfer
authorizedSYP 3,224,000
02DIGITAL WALLET (SOON)

A wallet consumers actually keep open.

Stored balances, instant transfers, QR pay, request money, top-ups — a native experience across iOS, Android, and the web.

  • Instant P2P
  • Multi-currency
  • Biometric auth
  • Bank-linked funding
Explore
ecash Wallet
Available balance
SYP 44,575,700
SYP · Multi-currency ready
•••• •••• •••• 449112/28
+SYP 1,560,000
Received · Rami K.
Scan to pay
03Checkout Experience

The last screen before growth.

Hosted, embedded, or fully custom. Localized in Arabic and English, tokenized by default, optimized for mobile and one-tap wallet flows.

  • 3DS 2.2 built-in
  • Saved cards
  • Apple / Google Pay
  • One-tap wallet
Explore
ecash · Checkout
Damascus Grand Hotel · #4491
SYP 16,120,000
Card number
4491 •••• •••• 7712
Expiry
12 / 28
CVC
•••
Authorized in 412ms · Bank of Jordan
PCI DSS L1· 3DS 2.2
04QR Payments

A print, a screen, a payment.

Static QR for a storefront, dynamic QR for a receipt, terminal QR for a checkout. Every scan reconciled back into the dashboard.

  • Static & dynamic
  • Terminal-ready
  • Receipt printing
  • Refund by QR
Explore
TERMINAL · T-8891awaiting scan
Scan to pay
SYP 184,600
Damascus Café · Order #A-142
NFC ready
Offline safe
EMV L2
05Payment Links

Get paid without writing a line of code.

Generate a link, share it anywhere. Expiration, partial payment, currency choice, custom branding — all from the dashboard.

  • Share by any channel
  • Custom branding
  • Partial payments
  • Expiring invoices
Explore
Payment link
pay.ecash-pay.com/inv_9x2Kq
Invoice #9x2Kq
SYP 16,120,000
expires in 24h
Deluxe Suite · 2 nightsSYP 12,740,000
Spa creditSYP 2,340,000
Tax (8%)SYP 1,040,000
06Developer API Portal

Docs and sandbox — as they should be.

First-class REST APIs, webhooks, official SDKs for JavaScript, Python, .NET and PHP. Sandbox mirrors production, and every key is signed and auditable.

  • REST + webhooks
  • Full Support
  • Sandbox parity
  • IP allowlist
Explore
api.ecash-pay.com / explorer
200 OK · 118ms
POST/v1/charges
{
  "amount": 124000,
  "currency": "syp",
  "source": "tok_visa",
  "bank_hint": "byblos"
}
200response
{
  "id": "ch_1P9Xq2",
  "status": "succeeded",
  "amount": 124000,
  "auth_ms": 412
}
Webhook · charge.succeeded
POST https://api.acme.com/webhooks/ecashdelivered
07Merchant Analytics

From raw transactions to real decisions.

Cohorts, funnels, retention, revenue by channel, bank, and product. Every metric your board asks for — and the ones they haven't yet.

  • Cohort analysis
  • Funnel breakdowns
  • Bank-level auth rates
  • CSV / API export
Explore
Cohort retention · monthlyQ4 2026
Jan
Feb
Mar
Apr
May
Jun
M0
M1
M2
M3
M4
M5
100
86
72
58
44
30
92
78
64
50
36
22
84
70
56
42
28
14
76
62
48
34
20
6
68
54
40
26
12
60
46
32
18
4
Retention M1
88%
+3.2%
ARPU
SYP 1,846
+9.1%
LTV
SYP 23,660
+14%
08Settlement Centre

Money in your account. Reconciled.

Batched payouts, per-bank settlement files, itemized fees, and reconciliation reports that match your ledger to the cent.

  • T+1 to T+2 payouts
  • Per-bank statements
  • Fee itemization
  • Reconciliation API
Explore
Settlement · today
SYP 12.72B
Reconciled
Payout to bank
Amount
Cycle
Status
Bank of Jordan
SYP 5.37B
T+0
settled
QNB
SYP 3.69B
T+1
settled
Shahba Bank
SYP 2.45B
T+1
in transit
Bank Audi
SYP 1.20B
T+2
queued
Fees itemizedSYP 25,249,900
ECASH WALLET (SOON) · IOS · ANDROID · WEB

Every payment in life,
in a single wallet.

Send and receive instantly, top up any bank card, pay at any ecash merchant — from one balance, in Syrian pounds.

How it works

Tap. Scan. Done.
In 412 milliseconds.

The ecash Wallet turns any QR code into a one-tap payment — no cash, no cards, no friction.

1

Open app

Unlock with biometrics. Your balance and cards are ready.

2

Scan QR

Point the camera at any ecash merchant QR code.

3

Payment confirmed

Authorized in 412ms. Receipt saved automatically.

Be first in line.

Join the waitlist and get early access to the ecash Wallet when it launches in Q4 2026.

Download on the
App Store
Get it on
Google Play
Coming Q4 2026
Balance & cards
Multi-currency balance with linked bank cards.
Send & request
Instant P2P in under a second — free between users.
QR pay in-store
Scan any ecash QR, at any merchant, on any bank.
Full history
Every payment, refund and top-up in one timeline.
For banks · Banking API Suite

Connect your bank to the ecash Payment Network.

A secure banking integration suite for commercial banks, microfinance institutions, Islamic banks, and core banking providers — enabling card, account, and mobile-identifier payments through ecash.

Request bank integration View banking API overviewContact integration team
Authorised access
Full technical documentation, network requirements, and production credentials are shared under NDA with authorised bank integration teams only.
Bank ↔ ecash · secure channel MPLS + IPsec
Core Banking
Bank data centre
auth · OTP
settlement
ecash Gateway
Firewall
Routing
Pre-go-live
Card payment initiation & confirmation

Initiate, authorize, and confirm card payments over ISO 8583, with reversal and reconciliation flows.

OTP generation & validation

Bank-issued OTP flows for step-up authentication on card and account transactions.

CIF & mobile-number verification

Verify customers via core banking identifiers or registered mobile numbers before initiating payment.

Account-to-merchant payments

Direct debit from bank accounts to merchant settlement accounts, with real-time status.

Secure bank connectivity

MPLS, IPsec, and dedicated tunnels — no exposure of core systems to the public internet.

Error & status-code handling

Deterministic status codes across authorization, reversal, and settlement — mapped to ISO responses.

For developers · Merchant API

Start accepting payments with ecash.

Integrate ecash Checkout, Payment Links, QR Payments, and transaction APIs into your website, mobile app, or business platform. Sandbox parity with production, official SDKs, and signed webhooks.

Read merchant docs Get sandbox accessOpen merchant account
JavaScript
@ecash/node
Python
pip install ecash
.NET
Ecash.NET
PHP
composer ecash/ecash
Hosted Checkout · redirect + embedded
Payment Links · QR Payments · Transaction API
Callbacks & signed webhooks with retries
Sandbox parity · testing & go-live
Localized errors · English & Arabic
Quick StartHosted CheckoutAuthenticationWebhooksTransaction APIPayment LinksQR PaymentsTesting & Go-LiveError Handling
POST /v1/charges
import Ecash from "@ecash/node";

const ecash = new Ecash("YOUR_SECRET_KEY");

const charge = await ecash.charges.create({
  amount: 124000,
  currency: "syp",
  source: "tok_visa",
  bank_hint: "your_bank_code",
});
→ 200 OK · 118msch_1P9Xq2 · succeeded
Webhook · charge.succeededDelivered
{
  "id": "evt_9Xk8p",
  "type": "charge.succeeded",
  "data": { "object": { "id": "ch_1P9Xq2", "amount": 124000, "bank": "byblos" } },
  "created": 1782934812
}

Full API documentation and sandbox access available at api.ecash-pay.com (registration required).

robots.txt
User-agent: *
Allow: /
Sitemap: https://ecash-pay.com/sitemap.xml
Live network

Every payment.
Every bank. In real time.

The ecash network processes thousands of transactions every hour across the region. This is a live sample of what merchants are seeing right now.

4829
Payments · last hour
99.7%
Auth success
412ms
Median latency
Streaming
/events
Bank of Jordan · Visa ••4491
authorizedSYP 16,120,000
QNB · Mastercard ••7712
capturedSYP 1,124,500
Shahba Bank · QR pay
settledSYP 184,600
Bank Audi · Wallet transfer
authorizedSYP 3,224,000
Fransabank · Payment link
capturedSYP 12,740,000
Bemo · Visa ••1189
settledSYP 585,000
Arab Bank · Mastercard ••9902
authorizedSYP 40,560,000
99.99%
Network uptime
Multi-region, active-active
412ms
Median auth
End-to-end round trip 
8
Banks connected
24/7
Operations
Network operations centre
Benefits we guarantee

Instant. Simple. Safe.

The building blocks of every ecash transaction — the same experience whether you're paying school fees or accepting a million-dollar checkout.

merchant.ecash-pay.com
LIVE
Volume
SYP 3.71B
+18.4%
TX
4,829
+6.1%
Auth
99.7%
+0.3%
Revenue — last 24hSYP
Bank of Jordan · Visa ••4491SYP 16,120,000
QNB · Mastercard ••7712SYP 1,124,500
Shahba Bank · QR paySYP 184,600
01

Instant

Money moves the moment your customer taps pay.

02

Simple

One integration to accept every card, on every bank, everywhere in the region.

03

Safe

Infrastructure and end-to-end tokenization by default.

Secured
End-to-end tokenization
Sub-second latency
For business

The command centre for modern merchants.

Preferred bank routing
Pay-by-link
QR Payment
Insurance premiums
Real-time monitoring
24/7 merchant support
For individuals

Every payment in your life, in one place.

Airline reservations
School fees
Donations
Insurance premiums
Food apps
Shopping
Tour payments
Government services
How to get started

From application to first payment in three steps

12 minutes

Apply

Submit your details. We verify identity and business documents in one business day.

21 day

Integrate

Drop in our hosted checkout, QR SDK, or REST API. Sandbox testing is included.

3Same week

Start accepting

Go live and start accepting payments across Syria's connected bank network.

Get in touch

Build with ecash.

Talk to our team about merchant onboarding, bank integrations, or partnerships.

Contact details

Talk to our team about merchant onboarding, bank integrations, or partnerships.

Damascus — Aleppo, Syria
Headquarters & regional offices
Branch 1 — Vektoria, Opposite the Mail, Damascus
Branch 2 — Eastern Mezzeh, Akram Mosque, Damascus
Branch 3 — Near Baghdad Station, Aleppo
info@ecash-pay.com
+963 961 103 301
Merchant relations
011-8094
Support line

Follow us

Leadership

The team building payments infrastructure in Syria.

Operators from banking, engineering, and risk — accountable for every transaction on the network.

Ahmad Assi, Chief Executive Officer of ecash

Ahmad Assi

Chief Executive Officer

Founder — payments and banking infrastructure in Syria.

Regulatory & compliance
Central Bank of Syria
Licensed payment gateway
Resolution No. 844
Operating licence
Tokenized by default
End-to-end encryption
Audited operations
Full transaction audit trail
Press & recognition

Recognised by the institutions that regulate Syrian finance.

Oversight, membership, and industry recognition behind the ecash network.

Central Bank of Syria

Licensing authority · Resolution No. 844

Syrian Computer Society

National technology body

Syrian Banking Association

Industry association

Damascus Chamber of Commerce

Registered member

Institution names are shown for regulatory and membership context. Logos are displayed only where written permission has been granted.